Colucci & Gallaher, p.c.

Advisors and Advocates 

2000 Liberty Building

424 Main Street

Buffalo, New York 14202-3695

Telephone:  (716) 853-4080

Facsimile:    (716) 854-4070

Margaret A. Murphy   Direct Dial: (716) 856-4869 E-mail: mamurphy@colucci-gallaher.com Facsimile:  (716) 854-4070   Bar Admissions:   State of New York 2004   United States District Court, Western District of New York 2004   United States Bankruptcy Court, Western District of New York 2005 Education:   State University of New York at Buffalo School of Law Buffalo, New York, 2003 J.D.   State University of New York at Geneseo Geneseo, New York, 1996 B.A.